Your tax return can be a great opportunity to get caught up on your ASF auto loan. It can also help you get ahead and save money in the long run. Paying off or paying down your principal balance is one of the best investments you can make. Lowering your principal balance means you’ll pay less money in interest and keep more money in your pocket. When the balance on your account goes down, the interest (or finance charge) you have to pay on that debt also goes down. Depending on your interest rate and how much extra you decide to pay towards your loan, you can save hundreds of dollars each year!
If you are current on your ASF auto loan, paying ahead or paying towards your principal balance can save you money! Paying ahead can also provide a cushion for unforeseen financial difficulties such as major repairs or loss of income. Once you pay off your auto loan, you can now focus on creating an emergency fund, paying down credit card debt, and even saving for a much needed vacation!
ASF is an indirect automobile financing source for a select number of vehicle dealers located in the Hampton Roads area of Virginia.
Founded in 1998, we are a second generation controlled family operation that actually takes the time to listen to the needs of our customers and our dealer base. We understand that sometimes bad things happen to good people and we work with our customers to produce solutions to their unique personal challenges.
We offer our dealers a high quality, reliable source of financing for their customers and excellent, individualized customer service after the vehicle sale. We are proud to be able to deliver great service from our Virginia Beach headquarters.
If you need to speak to us about a general query fill in the form and we will call you back within the same working day.